Insurance

[CRNDLSM]

is a savings account
if you don't use
you lose.

[CRNDLSM]

Another form
of gambling
to raise
revenue.

[dukealien]

is a savings account
if you don't use
you lose.

Poetically, use of the title as (in effect) first line is economical and effective, as is the inferred "which" after "account."

Otherwise... there are many ways to think about insurance (especially life insurance).  One is that you (the insured) are renting a sum of money - an estate.  Sometimes, it's rent-to-own (at maturity).  Accident insurance (death is, ultimately, not an accident though its particular circumstances may be) is more of a bet... if you know the "accident" will take place, or arrange for it to, the term "fraud" comes to mind.  Hence, also, suicide clauses...

Definitely thought-provoking:  think of the banks which bought and sold mortgage insurance when they thought no one would ever use it... and insurance on the insurance, and insurance on the insurance on the insurance... ... ...

[CRNDLSM]

Auto insurance is the bane of my existence. All the I've paid I probably could fix all the cars I've ever driven and bought a new car, and instead of fixing my bumper a year ago, they raised my rates. But, it's the law

[dukealien]

Auto insurance is the bane of my existence.   All the I've paid I probably could fix all the cars I've ever driven and bought a new car, and instead of fixing my bumper a year ago, they raised my rates.  But, it's the law

Mortgage insurance was the law, too... but the law didn't mind if all the cat boxes were emptied into a few larger cat boxes, and the final tranche of enormous cat boxes contained very little kitty litter but were nevertheless full and sold on as if their contents were still kitty litter.  Law starts out to prevent fraud, and instead (unless carefully watched by those with something to lose) becomes the fraud.  (Condolences on your bumper.)

[nibbed]

it's superficial
just like mafia
protection money

[CRNDLSM]

How are the
salesmen
so well off?

[Mark A Becker]

fear sells
especially
ON SALE

[cloud]

life pays
in death
insurance pays
in debt

[CRNDLSM]

Life and death 
Corporation
Terrorism

[RiverNotch]

what is
this a firm
for ants?

[CRNDLSM]

Deny delay depose
Bullet shell
Senryu

[Tiger the Lion]

good citizen
imposes death penalty
on serial killer

[CRNDLSM]

good citizen
imposes death penalty
on serial killer

Winner!

[Tiger the Lion]

good citizen
imposes death penalty
on serial killer

Winner!

Bring on the copycats.

[Mark A Becker]

Bring on the copycats.

Tony the tiger
thinks all of the kids are GRREAT
cereal killers

[brynmawr1]

My favorite
umbrella
collecting dust.

[CRNDLSM]

My favorite
umbrella
collecting dust.

Good take!

[brynmawr1]

how about

The roof-
when a roof
leaks

[Tiger the Lion]

Bring on the copycats.

Tony the tiger
thinks all of the kids are GRREAT
cereal killers

"Bring on the copycats" was an inappropriate comment for this forum. I meant something more like look out for the copycats, but worded it terribly.